Terms and Conditions

Acceptance of terms

By using the website smart-step-hub.com, you agree to these terms of use. If you do not agree with any part of these terms, please do not use our site.

Description of services

Smart Step Hub provides informational content and resources about financial literacy. Our content is educational in nature and does not constitute financial, investment or legal advice.

Disclaimer

Information on this website is provided for informational purposes only. We do not guarantee the accuracy, completeness or usefulness of any information on the site. Any action you take based on information on this site is strictly at your own risk.

Intellectual property

All content on this website, including text, graphics, logos, images and software, is the property of Smart Step Hub d.o.o. or its licensors and is protected by copyright laws of the Republic of Croatia and international treaties.

User conduct rules

Users agree not to:

• Use the site for any unlawful purpose
• Attempt unauthorized access to any part of the site
• Interfere with or disrupt the operation of the site
• Transmit viruses or any other malicious code
• Collect personal data of other users without their consent

Limitation of liability

Smart Step Hub d.o.o. shall in no event be liable for any direct, indirect, incidental, special or consequential damages arising from the use or inability to use this website.

External links

Our website may contain links to external sites. We have no control over the content of those sites and are not responsible for their content or privacy practices.

Modifications to terms

We reserve the right to modify these terms of use at any time. Continued use of the site after modifications constitutes acceptance of the new terms.

Governing law

These terms of use are interpreted and applied in accordance with the laws of the Republic of Croatia. For all disputes arising from these terms, the competent court in Zagreb shall have jurisdiction.

Contact

For questions about these terms of use, you can contact us at: info@smart-step-hub.com